Dependent Annual Borrowing Limits
| Annual Federal Direct Subsidized Loan Base Amount | Additional Federal Direct Unsubsidized Loan Amount |
Dependent Freshman | $3,500 | $2,000 |
Dependent Sophomore | $4,500 | $2,000 |
Dependent Junior | $5,500 | $2,000 |
Dependent Senior | $5,500 | $2,000 |
Independent Annual Borrowing Limits
| Annual Federal Direct Subsidized Loan Base Amount* | Additional Federal Direct Unsubsidized Loan Amount |
Independent Freshman | $3,500 | $6,000 |
Independent Sophomore | $4,500 | $6,000 |
Independent Junior | $5,500 | $7,000 |
Independent Senior | $5,500 | $7,000 |
* The annual aggregate is the base amount plus the additional unsubsidized amount.
Graduate Annual Borrowing Limits
| Annual Federal Direct Unsubsidized Loan Amount |
Undeclared Graduate Student | $12,500* |
Graduate Student | $20,500 |
Veterinary Medicine Student | $40,500 |
* An undeclared graduate student can receive up to $12,500 over the course of 12 months.
Aggregate Borrowing Limits
| Maximum Federal Direct Subsidized Loan Amount | Maximum Federal Direct Loan Amount (Sub and Unsub combined) |
Dependent Undergraduate Student | $23,000 | $31,000 |
Independent Undergraduate Student | $23,000 | $57,500 |
Graduate or Professional Student | $65,500 | $138,500 |
Health Professions Student (Veterinary Medicine) | $65,500 | $224,000 |