Repayment Info
You will repay your Direct Stafford or Direct PLUS Loan through a Direct Loan Servicer. Servicers are assigned by Direct Loans after your loan funds are disbursed. To identify your Direct Loan Servicer, please visit the National Student Loan Data System. Contact information for your servicer will be listed on NSLDS, or you can visit the Loan Servicing Center Contact Info page to find a listing of all Direct Loan Servicers.
Direct Loan Repayment Calculator
Students may use the online Direct Loan Repayment Calculator to estimate the total cost of a loan.
| Monthly Loan Repayment Estimates – 10 year repayment | |||
| Amount Borrowed | 5% | 6.8% | 7.9% |
| $5,000 | $53 | $58 | $60 |
| $10,000 | $106 | $115 | $121 |
| $15,000 | $159 | $173 | $181 |
| $20,000 | $212 | $230 | $241 |
| $25,000 | $265 | $288 | $302 |
| $30,000 | $318 | $345 | $362 |
| $35,000 | $371 | $403 | $423 |
| $40,000 | $424 | $460 | $483 |
| $45,000 | $477 | $518 | $544 |
| $50,000 | $530 | $575 | $604 |
| Monthly Accrued Interest Estimates | ||||
| Amount Borrowed | 5.00% | 6.00% | 7.00% | 8.00% |
| $5,000 | $20.83 | $25.00 | $29.17 | $33.33 |
| $10,000 | $41.67 | $50.00 | $58.33 | $66.67 |
| $15,000 | $62.50 | $75.00 | $87.50 | $100.00 |
| $20,000 | $83.33 | $100.00 | $116.67 | $133.33 |
| $25,000 | $104.17 | $125.00 | $145.83 | $166.67 |
| $30,000 | $125.00 | $150.00 | $175.00 | $200.00 |
| $35,000 | $145.83 | $175.00 | $204.17 | $233.33 |
| $40,000 | $166.67 | $200.00 | $233.33 | $266.67 |
| $45,000 | $187.50 | $225.00 | $262.50 | $300.00 |
| $50,000 | $208.33 | $250.00 | $291.67 | $333.33 |